09 Aug
|
Unity SFB
|
Jagatsinghpur
09 Aug
Unity SFB
Jagatsinghpur
Analyze and evaluate loan applications for unsecured products.
Conduct detailed assessment of customer financials, banking behavior, bureau reports, and risk parameters.
Review creditworthiness and recommend loan approvals, declines, or deviations within delegated authority.
Ensure compliance with internal credit policies, RBI guidelines, and risk management frameworks.
Monitor portfolio quality and identify potential risks through regular portfolio reviews.
Coordinate with Business, Operations, Risk, and Fraud Control teams for smooth credit processing.
Evaluate exception requests and provide recommendations with proper risk justification.
Support process improvement initiatives to enhance credit quality and turnaround time.
Prepare and present credit MIS, portfolio trends, and credit risk insights to management.
Key Responsibilities:
📌 Credit Manager (Jagatsinghpur)
🏢 Unity SFB
📍 Jagatsinghpur