Company Description Unity Small Finance Bank is a new-age financial institution that focuses on providing safe, convenient, and simple banking services. The bank leverages best-in-class technology to enhance customer experience and deliver efficient, secure digital and branch-based solutions.

With a strong emphasis on innovation and operational excellence, Unity Small Finance Bank aims to make banking more accessible and user-friendly. Professionals joining the bank can expect a dynamic work environment that values integrity, customer-centricity, and continuous improvement.

Role Description The Cluster Risk Manager is a full-time, on-site role based in Banjara Hills. This role is responsible for overseeing risk management activities across multiple branches or business units within the cluster, including monitoring credit, operational, and compliance risks.

Day-to-day tasks include reviewing risk reports and portfolios, identifying emerging risks, ensuring adherence to regulatory and internal policies, and coordinating risk mitigation plans with branch and regional leadership. The role also involves conducting periodic audits or checks, training branch teams on risk controls, and preparing concise risk summaries and recommendations for senior management.





The Cluster Risk

Manager collaborates closely with business, operations, and compliance teams to maintain a solid risk culture and support sustainable growth.

Qualifications

- Strong analytical and risk assessment skills, including the ability to interpret data, identify trends, and make sound recommendations.
- Knowledge of banking operations, credit processes, and regulatory frameworks relevant to small finance banks.
- Proficiency in using spreadsheets, dashboards, and basic risk management tools or systems.
- Excellent communication and stakeholder management skills, with the ability to collaborate across branches and functions.
- High level of integrity, attention to detail, and commitment to compliance and internal controls.
- Bachelor’s degree in Finance, Banking, Economics, Business, or a related field; a relevant postgraduate qualification or professional certification in risk management is an advantage.
- Prior experience in branch banking, credit risk, operational risk, or audit within the financial services sector is preferred.
- Ability to work on-site in Banjara Hills and travel within the cluster as required.

📌 Cluster Risk Manager (Warangal)
🏢 Unity Small Finance Bank
📍 Warangal