Business Analyst – Secured Loans

Location: Pune

Experience: 4-5 Years Job Summary

We are looking for an experienced Business Analyst with expertise in Secured Lending to support digital transformation and process improvement initiatives. The candidate will work closely with business, operations, and technology teams to gather requirements, optimize processes, and implement lending solutions.

Key Responsibilities

Gather, analyze, and document business requirements (BRD, FRD, User Stories, Use Cases).

Conduct process analysis, gap assessment, and recommend suitable solutions.

Work on end-to-end secured loan processes, including:

Lead Management

Loan Origination

Credit Assessment

Property Valuation & Legal Verification

Underwriting

Sanction & Disbursement

Loan Servicing & Collections

Collaborate with stakeholders across Business, Credit, Risk, Operations, Legal, and IT teams.

Support LOS (Loan Origination System), LMS (Loan Management System), and Digital Lending platform initiatives.

Prepare test cases, support UAT, and coordinate issue resolution.

Create process flows, reports, dashboards, and project documentation.

Required Skills

Domain Expertise

Solid knowledge of Home Loans, Loan Against Property (LAP), Mortgage Loans, Vehicle Loans, and Gold Loans.





Understanding of Credit Underwriting, Collateral Management, and Loan Servicing processes.

Experience with LOS, LMS, and Digital Lending platforms.

Business Analysis

Requirement Gathering & Analysis

BRD/FRD Preparation

User Stories & Use Cases

Gap Analysis

Process Mapping

Stakeholder Management

UAT Support

Technical Skills

SQL & Data Analysis

API Integration Concepts

Excel, Visio, JIRA, Confluence

BPMN/Workflow Modelling

Preferred Qualifications

Bachelor's degree in Engineering, Finance, IT, or Business Administration.

MBA/PGDM preferred.

CBAP, CCBA, Agile BA, Scrum, or Banking certifications are a plus.

Preferred Experience

Experience with Banks, NBFCs, FinTechs, or Lending Product Companies.

Exposure to Digital Lending, Mortgage Lending, and Loan Origination Systems.

Experience in Agile and Waterfall environments.

Key Competencies

Analytical Thinking

Problem Solving

Communication & Presentation Skills

Stakeholder Management

Attention to Detail

Team Collaboration

Ideal Candidate: A Business Analyst with 4-5 years of secured lending experience who can effectively bridge business and technology teams to deliver scalable lending solutions.

📌 Business Analyst (Maharashtra)
🏢 Newgen Software
📍 Maharashtra