Job Summary

We are seeking a highly organized and detail-oriented Associate – Foreclosure Operations to manage and support the end-to-end foreclosure process for mortgage loans. The candidate will be responsible for handling foreclosure activities from referral through sale, redemption, post-sale, and foreclosure completion while ensuring compliance with investor, regulatory, and client requirements.

The ideal candidate should have a solid understanding of mortgage servicing, default management, legal timelines, and foreclosure procedures across judicial and non-judicial states.

Key Responsibilities

Foreclosure Case Management

- Manage the complete foreclosure lifecycle from loan referral through foreclosure sale and post-sale activities.
- Review account eligibility and initiate foreclosure referrals in accordance with investor and client guidelines.
- Monitor bankruptcy, loss mitigation, litigation, and foreclosure holds to ensure compliance with applicable regulations.
- Coordinate with foreclosure attorneys, trustees, title vendors, and third-party service providers.

Compliance & Risk Management

- Ensure adherence to CFPB, FHA, VA, Fannie Mae, Freddie Mac, USDA, and investor foreclosure requirements.
- Identify and escalate compliance risks, legal issues, and process exceptions.
- Maintain accurate servicing system updates and audit-ready documentation.
- Ensure compliance with state-specific foreclosure laws and timelines.

Reporting & Documentation





- Maintain accurate records of foreclosure activity within servicing platforms.
- Prepare foreclosure status reports and inventory tracking reports.
- Support internal and external audits by providing required documentation.
- Document process exceptions and resolution activities.

Stakeholder Management

- Partner with internal departments including:
- - Loss Mitigation
- Bankruptcy
- REO
- Litigation
- Escrow
- Customer Service

- Communicate effectively with foreclosure attorneys, trustees, vendors, and clients regarding case status and escalations.

Quality & Continuous Improvement

- Perform quality checks to ensure accuracy and compliance.
- Identify opportunities for process improvements and operational efficiencies.
- Support implementation of regulatory and client-driven process changes.

Required Qualifications

- Bachelor's degree in business administration, Commerce, Finance, Law, or a related discipline.
- 1–4 years of experience in:
- - Foreclosure Operations
- Mortgage Servicing
- Default Servicing
- Bankruptcy Operations
- Legal Mortgage Processing

- Knowledge of end-to-end foreclosure processes and timelines.
- Understanding of judicial and non-judicial foreclosure states.
- Strong analytical and problem-solving skills.
- Excellent attention to detail and organizational skills.
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook).

📌 Associate – Foreclosure Operations (Pune)
🏢 Consolidated Analytics
📍 Pune