Job Title: AM – Credit Control & Channel Finance Job Type: Permanent, Full-time Function: Finance Business: Godrej Agrovet – Crop Care Business Location: Mumbai, Maharashtra, India About Godrej Industries Group: GIG is a holding company of the Godrej Group. We have significant interests in consumer goods, real estate, agriculture, chemicals, and financial services through our subsidiary and associate companies, across 18 countries. https://www.godrejindustries.com/ About Godrej Agrovet:

Godrej Agrovet Limited (GAVL) is a diversified, Research & Development focused agri-business Company dedicated to improving the productivity of Indian farmers by innovating products and services that sustainably increase crop and livestock yields. GAVL holds leading market positions in the different businesses it operates - Animal Nutrition, Crop Care, Oil Palm, Dairy, Poultry and Processed Foods. GAVL has a pan India presence with sales of over a million tons annually of high-quality animal feed and cutting- edge nutrition products for cattle, poultry, aqua feed and specialty feed.

Our teams have worked closely with Indian farmers to develop large Oil Palm Plantations which is helping in bridging the demand and supply gap of edible oil in India. In the crop protection segment, the company meets the niche requirement of farmers through innovative agrochemical offerings. GAVL through its subsidiary Astec Life Sciences Limited, is also a business-to-business (B2B) focused bulk manufacturer of fungicides & herbicides.

In Dairy and Poultry and Processed Foods, the company operates through its subsidiaries Creamline Dairy Products Limited and Godrej Tyson Foods Limited. Apart from this, GAVL also has a joint venture with the ACI group of Bangladesh for animal feed business in Bangladesh.

For more information on the Company, please log on to www.godrejagrovet.com Roles & Responsibilities: Credit Control (East, Noth and Central where customer base is large with smaller ticket size)

Analyse the CL request basis qualitative and quantitative information along with planned business information to make recommendations and Review the exceptions, if any, within the S&D; policy framework.

Review and monitor the Early Warning customer behaviour and raise early warning signals for "Call to action" Monitor old outstanding and liaise with regional & business teams to understand collection plan and ensure we have sufficient provision against the Doubtful customers Keep close track of critical delinquent parties and visit market along with sales team as required





Market visits to customers with high credit exposure and new appointed parties to ensure the credit exposure is aligned with parties paying capacity

Co-ordinating with legal team to track progress and liaison between sales team and legal team as required. Reconciling customer disputes to achieve payment of outstanding balances Channel Finance/Other customer finance related initiative

Support the Channel Finance and other debtor financing tools viz Factoring, Credit Insurance, Bank Guarantee from Finance Side

Closely review the Channel Finance Proposals and issue comfort letters to the banks

Clarify the doubts of the Sales Team and Customers on Channel Finance

Keep a close track of on documentation status of the Channel Finance Customers and provide the visibility of the status to the management

Closely monitor the Account Receivables and Invoice Discounting opportunity from the approved customers. Create the visibility for the management to assess the Business Opportunity using the Channel Finance limits on regular basis Closely Track the Disbursement and the due dates of the discounted invoices. Ensure the customer pays back the bank on time and escalate the cases of delinquencies Extensively Travel to the customers to improve the Channel Finance adoption, accelerating the documentation process and clarifying any doubts

Keep track of the Customers Channel Finance Renewal status and closely coordinate with Sales Team and Customer to complete the renewal process

Keep Educating the customers on the perks of the using Channel Finance and the additional discounts on Channel Finance Payments

Liaise with Bank/NBFC to FastTrack the progress Liaise with Bank/Broker/Insurers to support the Credit Insurance or Factors products

Business Analysis

Create/Present various Business Critical Insights around Credit and Commercial with recommendation to senior management and drive actions to take them to conclusion Liaison with Regional Finance Team for various inputs to support the various analysis Prepare the Monthly Deck on the Business Performance to CEO with various indepth analysis Develop the Insights on key areas such as Long OD accounts, Aged Inventory and Sales Return Trends Preparing periodic dashboard to Management on overall credit exposure, instances of CL increase, status on overdue > 90 days parties,



legal status, bad debt, outstanding at risk etc.

Drive

Automation to create readily available insights for Business decision making Key Skills: Very Good Communication Skills

Strong analytical skills and attention to detail

Good business acumen for problem solving

Competency with large ERP systems

Confidence to deal with a range of stakeholders

Strong collaborator & team player

Excellent time management skills and ability to prioritise a demanding workload

Hands on approach & strong work ethic

Candidate should be highly skilled in usage of Microsoft excel, Power BI and analysing data to prepare and present insightful analysis to senior stakeholders.

Educational Qualification: MBA - Finance Experience: 12 – 15 years of experience Be an equal parent

Maternity support, including paid leave ahead of statutory guidelines, and flexible work options on return

Paternity support, including paid leave

New mothers can bring a caregiver and children under a year old, on work travel

Adoption support; gender neutral and based on the primary caregiver, with paid leave options

No place for discrimination at Godrej

Gender-neutral anti-harassment policy

Same sex partner benefits at par with married spouses

Gender transition support

We are selfish about your wellness

Comprehensive health insurance plans, as well as accident coverage for you and your family, with top-up options

Uncapped sick leave

Mental wellness and self-care programmes, resources and counselling

Celebrating wins, the Godrej Way

Structured recognition platforms for individual, team and business-level achievements

Performance-based earning opportunities https://www.godrejcareers.com/benefits/ An inclusive Godrej

Before you go, there is something important we want to highlight. There is no place for discrimination at Godrej. Diversity is the philosophy of who we are as a company. And has been for over a century. It’s not just in our DNA and nice to do. Being more diverse - especially having our team members reflect the diversity of our businesses and communities - helps us innovate better and grow faster. We hope this resonates with you.

We take pride in being an equal opportunities employer. We recognise merit and encourage diversity. We do not tolerate any form of discrimination on the basis of nationality, race, colour, religion, caste, gender identity or expression, sexual orientation, disability, age, or marital status and ensure equal opportunities for all our team members.

If this sounds like a role for you, apply now!

We look forward to meeting you.

📌 Assistant Manager - Credit Control & Channel Finance (Mumbai)
🏢 Godrej Agrovet
📍 Mumbai