About Cozmo

Cozmo is the AI operating system for property claims. When a pipe bursts in someone's home at 2am, our agents answer the call, capture the loss, enter the claim into Xactimate and Cotality, dispatch the right contractor against SLA, chase acceptances before breach and draft the carrier-ready estimate from field photos. We run both halves of a claims operation: everything the customer touches and everything that happens behind the desk.

Our customers are restoration franchisors, TPAs and adjusting firms whose boards have told them to become AI-native and who have no way to do it themselves. Our anchor is one of the largest restoration franchisors in the US.

The role

Every claim we process generates hundreds of structured data points: line items, quantities, unit prices, room geometry, equipment counts, what was submitted and what the carrier approved. Years of this history sit in reports and carrier portals that nobody has ever built models on. Your job is to turn that raw sprawl into a data asset and ship the first models on top of it.





The pipeline is the hard part and the moat. Reports are messy, schemas drift across franchise locations, carrier responses arrive in half a dozen formats and the labels are negotiated outcomes rather than ground truth. The engineer who wins this role treats that mess as the job: builds ingestion that survives it, designs the schema the whole company will stand on and then trains the models, starting with gradient-boosted tabular systems predicting line-item approval outcomes and going wherever the data leads. Scope prediction from photos and transcripts, leakage detection and pricing intelligence are all open and unbuilt.

You own the whole path from raw export to a prediction serving a live claim. No handoffs, no research team upstream, no data team downstream. You are both.

You report to the CTO and work directly with both founders.

What you'll do

Build the claims data platform from scratch: ingestion, schema des

📌 Applied ML Engineer (Bengaluru)
🏢 Zywa
📍 Bengaluru