Responsibilities -

Lead/ Oversee audits of the Credit function. Credit audits will cover customers across Wholesale/Retail working capital Banking segments. Such audits will cover both pre and post disbursement policies & procedures.
Plan, design and implement risk based audit plans to ensure safety and soundness of the Bank.
Oversee Concurrent Audit Process .
Ensure completion of assigned audits and documentation of work papers on time.
Track status of issues reported.
Assist in keeping relevant processes benchmarked to Best Practices and peer banks.
Assist in keeping Audit Procedure Manual and checklists updated.
Devise audit checklists for use of internal/concurrent Auditors and test processes/procedures to foresee pitfall and bottlenecks and ensure these are audited/resolved.




To provide suggestions for improvement to existing process / systems to line management

Qualification, Background and competencies -

Chartered Accountant/MBA(Finance)
Expert knowledge of Credit Policies & Procedures covering both pre & post disbursement aspects
Expert knowledge of bank audit procedures.
Hands on experience of Credit audit/underwriting of approximately 1-8 years at operational .
Possess sound product knowledge of all other areas of banking including regulatory requirements.

Should be a explicit thinker and excellent communicator.

📌 Auditor (Mumbai)
🏢 Yes Bank
📍 Mumbai