Business Analyst – Secured Loans
Location: Pune
Experience: 4-5 Years

Job Summary
We are looking for an experienced Business Analyst with expertise in Secured Lending to support digital transformation and process improvement initiatives. The candidate will work closely with business, operations, and technology teams to gather requirements, optimize processes, and implement lending solutions.
Key Responsibilities
Gather, analyze, and document business requirements (BRD, FRD, User Stories, Use Cases).
Conduct process analysis, gap assessment, and recommend suitable solutions.
Work on end-to-end secured loan processes, including:
Lead Management
Loan Origination
Credit Assessment
Property Valuation & Legal Verification
Underwriting
Sanction & Disbursement
Loan Servicing & Collections
Collaborate with stakeholders across Business, Credit, Risk, Operations, Legal, and IT teams.
Support LOS (Loan Origination System), LMS (Loan Management System), and Digital Lending platform initiatives.
Prepare test cases, support UAT, and coordinate issue resolution.
Create process flows, reports,



dashboards, and project documentation.
Required Skills
Domain Expertise
Robust knowledge of Home Loans, Loan Against Property (LAP), Mortgage Loans, Vehicle Loans, and Gold Loans.
Understanding of Credit Underwriting, Collateral Management, and Loan Servicing processes.
Experience with LOS, LMS, and Digital Lending platforms.
Business Analysis
Requirement Gathering & Analysis
BRD/FRD Preparation
User Stories & Use Cases
Gap Analysis
Process Mapping
Stakeholder Management
UAT Support
Technical Skills
SQL & Data Analysis
API Integration Concepts
Excel, Visio, JIRA, Confluence
BPMN/Workflow Modelling
Preferred Qualifications
Bachelor's degree in Engineering, Finance, IT, or Business Administration.
MBA/PGDM preferred.
CBAP, CCBA, Agile BA, Scrum, or Banking certifications are a plus.
Preferred Experience
Experience with Banks, NBFCs, FinTechs, or Lending Product Companies.
Exposure to Digital Le

📌 Business Analyst (India)
🏢 Newgen Software
📍 India