Job Description:

We Are Hiring Individual Credit Officer( ICO )In Rajasthan.

Job Description: Individual Credit Officer (ICO) – NBFC

Job Title: Individual Credit Officer (ICO)
Department: Credit & Risk
Location: [Rajsthan]
Reports To: Credit Manager / Branch Manager
Job Type: Full-time
(only male can apply)

Key Responsibilities:

- Evaluate individual loan proposals by assessing financial documents and repayment capacity

- Conduct field verification, KYC checks, and background investigations

- Analyze credit risk and prepare detailed credit appraisal reports

- Coordinate with sales and collections teams for end-to-end loan processing

- ✅ Ensure compliance with internal credit policies and RBI/NBFC regulations

- Maintain accurate and updated customer records and loan documentation





- Monitor loan accounts for repayment schedules and flag irregularities

- Provide support in customer onboarding and service

- Stay updated on market trends, credit risk factors, and competition

- Assist in achieving branch credit targets through quality portfolio building

Requirements:

- Graduate/Postgraduate in Finance, Commerce, or a related field

- 1–3 years of experience in retail lending or NBFC credit operations

- Robust understanding of credit risk analysis and financial documentation

- Proficiency in MS Office and loan management systems

- Good interpersonal, analytical, and communication skills

- Ability to travel for field verification and customer visits

📌 We Are Hiring Individual Credit Officer( ICO )In Rajasthan
🏢 Mspire Ventures
📍 Rajasthan