How to Apply

Thank you for your interest in becoming a member of the American Recovery Association

Step One

Ensure you meet the requirements for becoming an ARA member.

Requirements For Becoming An ARA Member

The applicant must be properly licensed as required by their state and/or local authorities.
He/she will be thoroughly familiar with and comply with the laws affecting the collateral recovery business of the state(s) in which he/she offers service and will have no past felony convictions in the last seven years, and no convictions of any kind for a crime involving fraud, violence, theft, or conversion for the same look back period
Membership is granted to business entities with one company officer named as the Executive Member.
ARA has set high standards for applicants seeking membership. The association conducts an extensive background investigation of every applicant.
Recent applicants who have been in business less than two years will be placed on probation during the amount of time necessary to fulfill the two (2) year period.



You must complete an approved compliance training program, attend at least one ARA Convention and operate without a complaint filed against your company during this period of time before you are recognized as a voting member.

Step Two

If you meet the minimum requirements for becoming an ARA member, please request an application here: Request a Membership Application

Step 3

Once you have answered the required questions in the short “Request for Application” form, you will be sent an email with your full “Application for Membership” form.

Application Processing

The Home Office staff first processes all completed applications. Then, the New Membership Committee reviews them. Notice of the application shall be published in at least one issue of the Association’s News & Views newsletter publication prior to final action. Any objections to an application must be made in writing to Home Office and shall immediately be referred to the

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