Duties and Responsibilities
Credit Risk Support
Assist in monitoring retail and wholesale loan portfolio performance.
Analyse delinquency trends and portfolio movements.
Support monitoring of portfolio concentration by geography, product, dealer, and customer segment.
Assist in maintaining risk dashboards.
Portfolio Analytics
Prepare reports on: Portfolio growth, Vintage analysis, Roll Rate analysis, Collection performance, Recovery trends
Validate portfolio data received from Business and Operations.
Early Warning Signal (EWS)
Assist in monitoring Early Warning Indicators.
Track trigger breaches.
Coordinate with Business, Credit, Collections, and Operations teams for required data.
Enterprise Risk Support
Maintain Enterprise Risk Register.
Assist in enterprise-wide risk assessment exercises.
Record identified risks and mitigation plans.
Operational Risk
Assist in maintaining: Incident Register, Loss Event Database, Key Risk Indicators (KRIs)
Risk & Control Self-Assessment (RCSA) documentation
Track closure of operational risk action items.




Regulatory & Governance Support
Assist in preparation of presentations for: Board Risk Committee , Management Risk Committee, Internal Management Reviews
Maintain repository of approved policies and risk documents.
Policy & Documentation
Support preparation and periodic review of: Risk Management Policy, Risk Appetite Framework, SOPs, Risk Manuals
Reporting
Prepare periodic reports including: Daily Portfolio Report, Weekly Risk Dashboard, Monthly Risk MIS, Delinquency Report, Collection Trend Analysis, Portfolio Quality Report

Knowledge and Skills
In-depth understanding of dealer financing, wholesale credit structures, and auto market risks
Expertise in credit risk, operational risk, enterprise risk, and regulatory compliance
Strong grasp of RBI’s NBFC regulatory workplace including fair practices, capital adequacy, and risk-based supervision
Strategic thinking, board-level communication, and leadership presence
Familiarity wi

📌 Risk Associate (Gurugram)
🏢 Hyundai Capital India
📍 Gurugram