Role Details : Product Portfolio – Co-lending & BC Arrangement

Roles & Responsibilities

Product & Process Management (BC & Co-Lending)
Research and product innovation
Recent Product development for BC, Co-lending models & Government schemes.
Product Research, competition analysis & Industry Benchmarking
Analyzing the impact of regulatory guidelines and changes to the product and process
Product performance Monitoring
Product and Process review, development, improvisation & standardization
Understanding field level requirements and providing requisite Process framework with the help of internal teams.
Coordination with SDG for development & implementation of the field requirements
Based on the audit observations modify the existing product to introduce appropriate controls.
To prepare and submit Product notes for ECC approvals in a timely manner.
Internal and External Co-Ordinations for onboarding new partners and supporting existing partners for product/process changes
Codification of Documents




Prepare Product Program notes / Business Process guidelines for circulation to internal teams and Partners.
Prepare operations manual for various processes.
Prepare and update PPAC notes and obtain concurrence from all the stakeholders
Change Management – Review and update the Operations manual on timely basis with all the changes emanating from business requirements, audits, regulatory and Bank’s policies
Legal/Compliance
Review and Standardizing Agreements
Client level documentation
Tracking of KYC policies and directives to comply with regulatory requirements.

Education
Essential requirement: Graduate or Post Graduate
Preferred: MBA

Work Experience
Shall have handled product pertaining Secured and Unsecured loans.
Have hands on experience of product management in MFI loans and unsecure Business loans

📌 Product Manager (Hyderabad)
🏢 IndusInd Bank
📍 Hyderabad