- Understand the client’s business model, products offered, management profile, business plan, funding profile, Financial Statements and evaluate the overall credit quality of the Client’s organization.
- Prepare Product notes/ Credit note on the entity and build credit research capabilities
- Prepare Term-sheet & cash-flows Generation for SFP deals
- Prepare & give Presentations on Entity’s profile, Deal economics to internal & external stakeholders/investors
- Formulate critical credit covenants specific to the industry & asset class of the client
- Structuring Structured Finance deals to achieve deal efficiency to meet Issuer & investor requirements and application of various pool filters developed in-house or as per investor criteria
- Track market deals closed in DCM & Structured Finance
- Track credit ratings of prospective deals and engage with rating agencies to stay abreast of market updates
- Track sector updates, market innovations and latest regulations
- Engage with clients across various sectors (NBFCs, MFIs, HFCs, Corporates) to understand their fund-raising requirements through TL / NCD (including credit enhanced structure)
route.
- Co-ordination with Issuers on deal sourcing and deal closure related requirements
- Engagement with external counter-parties such as Trustees/ Legal Counsels/ Rating Agencies/ RTA
- agents/ Depositories for understanding market trends, regulation changes, and deal execution related assistance for our Clients and coordination with internal teams
Mandatory Skills:
- Corporate Networking & Business Development
- Knowledge of Financial products
- Expertise in MS Office – Excel , Powerpoint, Word
- Excellent communication skills
Desired Skills:
- Credit analysis & Financial analysis of entities– Fundamental analysis, Ratio analysis, etc.
- Ability to communicate clearly & make presentations to internal & external clients