Job Requirements
Job Title: Senior FI Risk Analyst
Department: Wholesale Banking Risk
Location: Mumbai
Reporting To: Head - FI Risk & Industry Research
Job Purpose:
To manage the Bank’s credit portfolio of financial institutions (NBFCs, MFIs, Domestic & Foreign Banks, Brokers, Mutual Funds), including credit appraisal, portfolio monitoring, and risk mitigation. The role requires solid understanding of regulatory frameworks and internal policies.
Key Responsibilities:
Primary Responsibilities:
· Conduct credit appraisal for financial institutions in line with organizational policies.
· Evaluate and recommend exposure levels, collateral, and guarantees for banking/treasury products.
· Review and ensure adherence to rating methodologies and risk classification frameworks.
· Manage credit risk across wholesale banking products and transactions.
· Engage with clients for risk assessment and transaction execution.
· Align business partner expectations with the firm’s risk appetite.
· Facilitate portfolio reviews and recommend risk mitigation actions.




· Identify and escalate emerging risks to relevant stakeholders.
· Interact with regulators for credit risk management.
· Maintain a healthy portfolio with minimal NPAs.
· Monitor portfolio performance, trigger reviews, and control delinquencies.
· Share best practices within the team.
Secondary Responsibilities:
· Network with peers, rating agencies, and industry participants to stay updated on trends.
· Support team with deliverables and ad hoc MIS reports.
· Recommend process and policy improvements for operational efficiency.
· Collaborate with internal stakeholders to leverage synergies.
Education & Experience:
· Education:
· Graduate (Any discipline; CA preferred) – Full Time
· Postgraduate (Any discipline; MBA preferred) – Full Time
· Experience:
· 5 to 8 years in BFSI sector, specifically in Wholesale Banking Risk
· Suitable for Manager, Chief Manager, or AVP level

📌 Senior FI Risk Analyst (Mumbai)
🏢 IDFC FIRST Bank
📍 Mumbai