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Experience: 8+ yrs
Location: Mumbai
Job Type: Full time
We are seeking an experienced DVP – Secured Risk to lead credit risk strategy, portfolio analytics, and risk management initiatives for secured lending products. This role is ideal for professionals with deep expertise in credit risk, risk analytics, portfolio performance management, and scorecard development who are passionate about building data-driven lending strategies that balance portfolio growth with effective risk control.
As the DVP – Secured Risk, you will be responsible for developing and executing credit risk frameworks, underwriting strategies, and portfolio monitoring practices across secured loan products. Working closely with business, analytics, underwriting, collections, and product teams, you will leverage advanced analytics to optimize customer acquisition, improve portfolio quality, and maximize profitability while ensuring compliance with regulatory and internal risk policies.



This position offers the opportunity to influence strategic lending decisions, enhance credit models, and drive continuous improvements across the credit lifecycle.
Key Responsibilities
Develop and implement credit risk strategies for secured lending portfolios, ensuring an optimal balance between portfolio growth, profitability, and risk.
Design, validate, and continuously enhance application scorecards, behavioral scorecards, and credit decision models.
Monitor portfolio performance through advanced risk analytics, identifying emerging trends, early warning signals, and portfolio vulnerabilities.
Analyze loan portfolios to evaluate delinquency trends, credit losses, customer behavior, and overall portfolio health.
Build and optimize credit policies, underwriting frameworks, approval rules, and risk-based pricing strategies.
Partner with business, product, collections, and analytics teams to improve credit decision

📌 DVP - Secured risk (Mumbai)
🏢 Weekday AI
📍 Mumbai