Job Title: Head of Risk
Location: Noida
Experience: 15+ Years

Our Story:
Founded in 2000 by Dilip Modi, Spice Money Limited is India's leading rural fintech company, headquartered in Noida and operating as a subsidiary of DiGiSPICE Technologies Limited, a publicly listed entity. The company is driven by a strong mission to accelerate financial inclusion and empower the underserved "Bharat" through technology-enabled financial services. With a network of 1.6+ million Adhikaris across India, the company enables last-mile access to essential services including AEPS cash withdrawal and deposits, domestic money transfer, bill payments, insurance, micro-ATM services, credit solutions, travel bookings, account opening, and UPI-led digital payments. Spice Money has consistently introduced industry-first innovations such as a zero-cost Adhikari platform, one of India's largest assisted payments networks, a rural credit marketplace, and Spice Money UPI & Spice Pay wallet to accelerate digital adoption in smaller towns and villages.



Operating across 95%+ pincodes with a team of 1,000+ employees, Spice Money combines the agility of a high-growth fintech with the scale and impact of a nationwide distribution network—creating meaningful economic opportunities and driving the next phase of financial inclusion in India.

Why This Role Matters:
The Head of Risk is a crucial executive role responsible for shaping and upholding the company's enterprise risk governance, fraud prevention architecture, and regulatory risk compliance framework. As Spice Money scales digital transactions across millions of rural merchant locations, this leader ensures independent risk oversight, builds resilient transaction monitoring systems, safeguards partner bank integrations, and provides transparent assurance to the Board of Directors and Risk Management Committee (RMC), balancing bold financial inclusion growth with solid control and security.

How You'll Contribute:
Risk Governance & Policy Frame

📌 Head of Risk (Noida)
🏢 SPICE MONEY
📍 Noida