Siemens Financial Services India is a subsidiary of Siemens AG, with a vintage of almost 15 years in India. It operates as part of Siemens AG's global financial services division, focusing specifically on cutting-edge and tailor-made financial models like Leases, Loans, and Working Capital Solutions for segments ranging from SMEs to large corporates in India. The company's expertise spans across multiple industries, including healthcare, manufacturing, Renewables, Technology, Industry and more. This industry focus enables SFS India to understand the specific financial challenges and opportunities faced by businesses in different sectors and then tailormade financial solutions for customers in that Industry. SFS India leverages technology solutions to enhance its financial offerings. This may include digital platforms for loan processing, online account management, and data analytics for financial decision making.
In your primary role, you will be responsible for the following:
Handle credit rating assessments and reviews for large exposure customers in accordance with internal credit policies, underwriting guidelines, and risk management frameworks.
Conduct regular reviews of customer credit ratings based on updated financial statements, repayment track record, external credit ratings, industry developments, and other relevant qualitative and quantitative risk factors.
Prepare comprehensive credit analyses and make recommendations to the appropriate rating approval authorities, ensuring adherence to established credit policies and procedures.
Engage effectively with borrowers, Relationship Managers, Sales teams, and other internal stakeholders to obtain necessary information, address queries, and ensure ratings are finalized within agreed turnaround times (TATs).
Monitor the health and performance of the assigned portfolio by tracking key risk indicators, identifying early warning signals, and highlighting potential risks and opportunities for timely action and risk
📌 Senior Manager (Thane)
🏢 Siemens
📍 Thane