Lead the country-level Risk Management function, all overseeing risks classes. Build and lead a strong risk organization, ensuring compliance with applicable local risk regulations, Mashreq Group standards, and international best practices. Collaborate with senior management, MANCO, and Group Risk to support strategic objectives, while establishing effective governance frameworks and providing risk management support across business units.

The incumbent will also act as a focal point of coordination and liaison for Country-Level ESG related matters.

Credit Risk
Quality of assigned loan portfolio, as measured by % of classified outstanding and hence loan loss provisions, Volume of assigned portfolio.
Implementation of appropriate risk reporting to the Country Head, Manco and senior management
Early detection of warning signals to ensure timely corrective action, and hence minimize loan losses.
Develop, document and review deals, structures,



credit products / services and provide business solutions which meets business and customer requirements within credit and operational risk guidelines and policies.
Be vigilant about changing credit risk setting / profiles of countries / regions in general and customers / relationships in particular by developing, setting up and ensuring ongoing and periodic monitoring and reviews.
Developing and spreading a credit culture throughout the Banks RMs.
Provide expertise and solutions to RMs and ARMs in developing deal / transaction structure, and advising on handling problem accounts.
Review credit policies and procedures on a periodical basis, and recommend changes where appropriate.
ICAAP ownership along with periodic stress testing
Managing and monitoring local regulatory requirements such as Single & Group Borrower norms, Sectoral limits, PSL, Country/Bank limits
Developing credit risk model for branch operations and credit rating framework in line with H.O. requirements
Working with Business units to arrive at the credit co

📌 Chief Risk Officer.India- Risk Management.41.Risk Management (Mumbai)
🏢 Mashreq Corporate & Investment Banking Group
📍 Mumbai