Immediate joiners are preferred
Mandatory WFO and US Shift
Candidate who are experienced in US mortgage loan ops, documents verifications, QC, Lending Compliance, Credit Risk management, Governance, Risk management, and compliance will be considered.
Job Responsibilities:
Participates and leads credit or scorecard review initiatives to ensure the Bank’s current lending channels are compliant with published credit policies, underwriting guidelines, departmental procedures, regulatory requirements and investor guidelines.
Review moderate to complex loan documentation, using up-to-date comprehensive knowledge and experience to mitigate risks. Prepares written report for Department Manager detailing observations and recommendations for corrections. Works with impacted business units to address remediation and training.
Analyzes published business unit policies, procedures, and forms to ensure accuracy and alignment with current investor guidelines and requirements. Consults with Government and Agency investors, vendors, legal counsel and Lending Compliance department, as needed.
Serves as Compliance Coordinator for Banks Management Directives and Guidelines.
Prepares written report for Department Manager detailing observations and recommendations for corrections. Facilitate and lead discussions with Business Unit Managers and Senior Leadership as it pertains to Quality Control review results. Identify opportunities for current reviews, enhancements, automation, data driven compliance and improvement of Quality Control oversight programs for lending products offered by the Bank.
Conducts compliance reviews, scheduled loan level documentation, transactional testing, risk assessments on lending products and services through focused and random sample basis. Participate in touchpoint meetings with business unit leaders and communicate regulatory change management. Participate in business unit touchpoint meetings.
Perform QA continuous monitoring of regulatory compliance throug