Job Summary

This position is for a Director (WRB – Wealth and Retail Banking) with extensive experience in areas of Credit Risk Scorecards and Credit Risk Strategy (cut-off analysis, line assignment et. al) for retail banking / small business lending businesses. The individual will lead delivery of both Credit Risk Scorecards and associated Credit Risk Strategies (as well as other risk analytics) for all Retail and SME portfolios of Standard Chartered Bank. The individual will also lead a dedicated team of Associate Directors, Managers and Analysts.

Responsibilities include understanding Standard Chartered Group requirements and working with the team in developing statistically derived predictive models, performing decision tree-based customer segmentation and profiling analyses, assisting business implementation of sophisticated risk models and providing analytic support to Standard Chartered Businesses across the globe. The individual is expected to timely deliver as a team, while ensuring compliance to prevailing / applicable standards / legislation / policies.



The individual will also be expected to represent the team for review / approval committees.

Key Responsibilities

Strategy

Strategic mindset

Business

Retail Business Understanding

Processes

Process improvement

People & Talent

People manager
Lead through example and build the team culture and values in line with the Bank. Set transparent expectations from the teams and work in collaboration with all relevant partners.
Employ, engage and retain high calibre professionals.
Set and monitor objectives for team members and provide feedback, develop and reward in line with their performance against those responsibilities and objectives.

Risk Management

Manages risk

Governance

Adhere to governance

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and

📌 Director, WRB Model Development (Bengaluru)
🏢 Standard Chartered India
📍 Bengaluru