JD:

Job Roles:

* Lead a team of Relationship Managers to oversee and expand the existing
customer portfolio in the Crop Loans sector (KCC).
* Possess thorough knowledge of the local geography and cropping patterns, with
the ability to swiftly recruit high-quality team members
* Oversee interest and NPA collections within the assigned area.
* Regularly monitor accounts to prevent delinquencies, maintain portfolio
hygiene, ensure timely closure of post-disbursement deferrals, and perfect
security measures.
* Strengthen relationships with existing customers by cross-selling additional
asset and third-party products.
* Manage the renewal of existing loans.
* Collaborate with Credit and Legal teams to address customer requirements and




manage disbursements
* Enhance efficiency by monitoring processes and suggesting improvements based
on ground realities and market trends.

Job Requirements:

* Bachelors or Master’s degree in Agriculture, Business Administration, or a
related field.
* Excellent oral and written communication skills.
* Proficient in relationship management.
* Solid leadership abilities.
* Knowledge of the local market is a plus.
* At least 4-6 years of experience in rural or crop loans

📌 Area Business Manager-Agri-Fin-Dealer Funding(DF) (India)
🏢 Kotak
📍 India