Work experience - 4 to 5 years
Domain - Credit risk / Fintech
Roles and Responsibilities :
Credit risk strategy development for retail loan portfolio using users’ transactional data and risk scores
Cross-sell and upsell using customer segmentation
Scorecard validation and Monitoring
A/B testing and deriving insights to grow the loan book
NPA management and prediction
Collection analytics and recovery efficiency improvements
Team player who can work with cross-functional teams to gather data and derive insights
Monitoring key risk metrics and report generation
Mandatory Technical skill set :
Previous experience in credit risk strategy development for retail loan portfolios is mandatory
Python
Statistical analysis and A/B testing
Excel
SQL
Visualisation tools such as Redash / Grafana / Tableau / Power BI
Bitbucket, Githubs and versioning tools