Position Title: Business Analyst – Secured Loans

Location: Pune
Experience: 3 – 5 Years

Domain: Banking & Financial Services – Secured Lending

Position Summary:
We are seeking an experienced Business Analyst with expertise in the Secured Loans domain to support digital transformation and process automation initiatives. The ideal candidate should possess strong knowledge of secured lending products such as Home Loans, Loan Against Property (LAP), Vehicle Loans, Gold Loans, and Mortgage Loans. The candidate will work closely with business stakeholders, technology teams, and operations teams to gather requirements, analyze business processes, and deliver effective lending solutions.

Key Responsibilities:

1. Requirements Gathering & Analysis
Interact with business users and stakeholders to gather, analyze, and document business requirements.
Prepare Business Requirement Documents (BRD), Functional Requirement Documents (FRD), User Stories, and Use Cases.
Translate business requirements into functional specifications for development teams.




Conduct gap analysis and recommend process improvements.

2. Secured Loan Process Expertise
Understand end-to-end Secured Loan lifecycle including:
Lead Management
Loan Origination
Credit Assessment
Property Valuation
Legal Verification
Underwriting
Sanction & Disbursement
Loan Servicing & Collections
Ensure compliance with regulatory and internal lending policies.

3. Stakeholder Management
Coordinate with Product Owners, Business Teams, Operations, Risk, Credit, Legal, and IT teams.
Facilitate workshops, requirement discussions, and solution walkthroughs.
Manage stakeholder expectations and obtain sign-offs on requirements.

4. Solution Design & Implementation
Collaborate with development and QA teams during solution design and implementation.
Support LOS (Loan Origination System), LMS (Loan Management System), and Digital Lending Platform initiatives.
Participate in system integration discussions involving Core Banking Systems,

📌 Business Analyst – Secured Loans (Pune)
🏢 Newgen Software
📍 Pune