Job Purpose:
Credit Analyst - Maker plays a crucial role in ensuring the smooth and efficient login of Small and Medium-sized Enterprises (SMEs) onto our SFW platform. This involves processing SME login requests, meticulously conducting assessments and hygiene checks, and adherence to established product and policy guidelines. The role requires a high level of accuracy, attention to detail, and a robust understanding of credit risk assessment principles.
Key Accountabilities:
TAT Adherence: Meet defined Turn Around Time (TAT) targets for application to Approval of logins.
Credit Assessment: Conduct thorough credit assessments of SMEs based on provided information and internal guidelines, identifying potential risks.
Hygiene Checks: Perform comprehensive hygiene checks on all SME applications, ensuring compliance with regulatory requirements, internal policies, and product specifications. This includes reviewing KYC/AML documentation and other relevant compliance materials.
Data Management: Maintain accurate and up-to-date records of all processed applications,



ensuring data integrity and consistency.
Policy Adherence: Strictly adhere to established credit policies, procedures, and regulatory requirements throughout the entire application processing workflow.
Communication: Effectively communicate with internal teams and stakeholders regarding application status and any identified issues.
Problem Solving: Identify and resolve any discrepancies or issues encountered during the application processing workflow, escalating complex issues to the appropriate personnel as needed.
Continuous Improvement: Contribute to the continuous improvement of processes and procedures by identifying opportunities for efficiency gains and risk mitigation.
Job Duties & responsibilities
SME login: Process and verify SME login requests, ensuring all necessary documentation is complete and accurate. This includes data entry, verification of identity and business registration details.
TAT Adhe

📌 Analyst, Credit Analyst (Bengaluru)
🏢 DBS Bank
📍 Bengaluru