Job Purpose : Product Management and Analytics including Regulatory Compliance
Key Accountabilities :
Product Management Support
Support Performance Analytics & Client Journey
Regulatory Adherence & Controls
Risk & Control Contribution
Job Duties & responsibilities:
Collaborate with senior team members on developing, implementing, and monitoring product strategies and controls for the Gold Loan portfolio.
Assist in tracking key performance indicators (KPIs) and preparing reports to provide insights for product enhancement and business growth.
Identify and suggest opportunities for process improvement within the Gold Loan client lifecycle to enhance efficiency, customer experience and governance
Assist in ensuring adherence to RBI guidelines (LTV, KYC/AML, auctions, interest rates, disclosures) and internal compliance standards for Gold Loan products.
Work collaboratively with Technology, Compliance, and Risk teams to ensure data integrity, facilitate system enhancements, and support risk mitigation efforts.




Help monitor the implementation of regulatory circulars and assist in managing statutory/regulatory inspections and audit findings.
Prepare materials for briefings on compliance observations and best practices for branch staff.
Required Experience:
Basic knowledge of banking regulations
Basic understanding of branch operations and lending
Positive observation, documentation, and reporting skills.
Product management support, business analytics, or a related field within retail banking.
Education / Preferred Qualifications :
Graduate in Commerce/Finance (Postgraduate or professional certifications like CA-Inter/CIA preferred).
Core Competencies:
Proficiency in MS Excel.
Ability to work with multiple stakeholders (branch staff, tech, marketing, compliance, etc).
Process Orientation: Basic understanding of end-to-end business processes and a willingness to contribute to continuous improvement
Good communication skills
Technical Competencies :
Basic understanding of Gold

📌 Senior Associate (Mumbai)
🏢 DBS Bank
📍 Mumbai