About Ethos
Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.
About the role
The Underwriting Engine is the most consequential system at Ethos. It determines who gets covered, at what price, and how rapid, and it does so at scale, with accuracy that directly affects real families and carrier partners. Getting it right is as much a product problem as a technical one.
We're looking for a Director of Product Management to own this platform end-to-end. You'll drive the strategy and roadmap for the Underwriting Engine,



including its rules infrastructure, knowledge graph, and the workbench tooling used by internal teams, and collaborate with Actuarial, Underwriting, Finance, and senior leadership across the US, Singapore, and India to build a long-term product vision that serves customers, the business, and our carrier partners equally.
This is a high-trust, high-autonomy role. You'll lead a small team of 2–3 PMs and be expected to operate as a strong individual contributor yourself, connecting a complex technical platform to clear business outcomes, and championing AI/ML innovation in a domain where the stakes are high and the data is rich.
Duties and Responsibilities:
Underwriting Engine:
Rules Engine: Own the decisioning rules infrastructure: how eligibility, pricing, and risk criteria are expressed, maintained, and updated at speed.
Knowledge Graph: Drive the product strategy for how risk knowledge is structured,

📌 Director, Product Management (Bengaluru)
🏢 Ethos Life
📍 Bengaluru