Job Role :As part of Credit Team for Working Capital Finance • Managing team of
Credit Managers • Underwriting & making proposals of Working Capital Finance (
Fund & Non Fund based ) • Under writing cases with desired level of quality and
enabling achievement of branch business target by proper training. • Visiting
customers for personal discussions and deal structuring • Studying monitoring
reports & keeping track of portfolio quality. Taking necessary steps to ensure
that the required quality levels are maintained • To evaluate proposals of
customers for Home Loans, Loan against Property • Decision making within defined
TAT • Understanding of property related aspects (like legal title and market
value of the property) is an added advantage • Coordinating with sales,
operations, legal, technical and customer service Job Requirements: •
Qualification- CA with relevant underwriting experience • Job Knowledge – o
Technical underwriting experience o Analytical skills • Skills & Experience – o
Experience of 2-4 years in relevant working capital products is desired, o
Should be able to handle time bound activities effectively o Should be an
effective team player. o Should have a sense of urgency & keenness to learn.
Location Credit Manager-SBE-Small Business Enterprise-Credit
Delhi, India
TRENDING
JOB DESCRIPTION
Role
Credit Appraisal
· Loan applications within defined guidelines and accordingly take
decision or recommend for approval to higher authorities
· Under writing cases with desired level of quality and enabling
achievement of Branch Business target by proper training
· Use performance history along with liquidity, debt/asset management
and profitability ratios to assess creditworthiness in evaluation
Stock on Hire: Increase in volume of business
· Ensure that SOH increases(pl confirm if this applies to CM role )