Risk and Modelling Analyst

Location: Mumbai, Maharashtra

Experience Level: 2-5 years

Job Summary

We are seeking a Risk and Modelling Analyst.

Your role will be to support data-driven decision-making and risk management for our loan portfolio. This dynamic role offers the chance to work on analytics, model building, portfolio monitoring, and process improvements in a fast-paced startup environment. You’ll collaborate with cross-functional teams and grow as the company scales.

Key Responsibilities

- Analyze loan portfolio data using tools like Python, MySQL, Excel, or dashboarding platforms (e.g., Tableau, Power BI, Superset) to deliver actionable insights.

- Assist in developing risk models and strategic frameworks to support business objectives.

- Build and maintain portfolio dashboards to visualize key risk and performance metrics for internal stakeholders.

- Help monitor and manage multiple risks, including credit risk, operational risk, liquidity risk, and compliance risk, across secured and unsecured loan products.

- Contribute to designing efficient operational processes to enhance productivity.

- Support the creation of risk policies to guide lending decisions.

- Assist in developing underwriting strategies to evaluate loan applications effectively.

- Work closely with tech, product, business, collections, and operations teams to stay informed on all aspects of the business and contribute to risk-aware strategies.

- Assist in organizing, storing, and analyzing data to drive business growth while managing risk.





- Take on additional tasks as needed in a flexible startup setting.

Qualifications

- 2-4 years of experience in data analysis, risk management, or a related field (fintech experience is a plus).

- Proficiency in at least one data manipulation and analysis tool (e.g., Python, MySQL, Excel), with familiarity in dashboarding tools like Tableau, Power BI, or Superset being a plus.

- Basic understanding of various risk types (e.g., credit, operational, liquidity) and data processes.

- Strong analytical skills with attention to detail and problem-solving ability.

- Comfortable collaborating with diverse teams and staying informed across functions.

- Enthusiasm for learning and adapting in a growing startup.

- Interest in using data to solve real-world financial challenges.

Why Join us

- Be part of a fast-growing fintech NBFC that’s redefining how credit is delivered and managed across India.

- Work on high-impact analytical and risk projects that directly influence lending strategy, portfolio quality, and business growth.

- Collaborate with a agile, cross-functional team across product, tech, and business , gaining exposure to all aspects of the lending ecosystem.

- Opportunity to build models, frameworks, and dashboards from the ground up, shaping the company’s risk and data practices.

- A culture that values ownership, innovation, and learning, where ideas are heard and execution is fast.

- Work closely with senior leadership and get a front-row seat to how data-driven lending decisions are made in a new-age NBFC.

📌 Risk & Modelling Analyst (Mumbai)
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