Duties and Responsibilities

Credit Risk Support

Assist in monitoring retail and wholesale loan portfolio performance.

Analyse delinquency trends and portfolio movements.

Support monitoring of portfolio concentration by geography, product, dealer, and customer segment.

Assist in maintaining risk dashboards.

Portfolio Analytics

Prepare reports on: Portfolio growth, Vintage analysis, Roll Rate analysis, Collection performance, Recovery trends

Validate portfolio data received from Business and Operations.

Early Warning Signal (EWS)

Assist in monitoring Early Warning Indicators.

Track trigger breaches.

Coordinate with Business, Credit, Collections, and Operations teams for required data.

Enterprise Risk Support

Maintain Enterprise Risk Register.

Assist in enterprise-wide risk assessment exercises.

Record identified risks and mitigation plans.

Operational Risk

Assist in maintaining: Incident Register, Loss Event Database, Key Risk Indicators (KRIs)

Risk & Control Self-Assessment (RCSA) documentation

Track closure of operational risk action items.

Regulatory & Governance Support

Assist in preparation of presentations for: Board Risk Committee , Management Risk Committee, Internal Management Reviews

Maintain repository of approved policies and risk documents.





Policy & Documentation

Support preparation and periodic review of: Risk Management Policy, Risk Appetite Framework, SOPs, Risk Manuals

Reporting

Prepare periodic reports including: Daily Portfolio Report, Weekly Risk Dashboard, Monthly Risk MIS, Delinquency Report, Collection Trend Analysis, Portfolio Quality Report Knowledge and Skills

In-depth understanding of dealer financing, wholesale credit structures, and auto market risks

Expertise in credit risk, operational risk, enterprise risk, and regulatory compliance

Strong grasp of RBI’s NBFC regulatory environment including fair practices, capital adequacy, and risk-based supervision

Strategic thinking, board-level communication, and leadership presence

Familiarity with risk modeling, early warning systems, and technology-based risk tools Education and Experience

MBA/PGDM in Finance or Economics , or related fields from a reputed institute

Automotive Captive Finance or OEM Leadership Sales Experience (Captive finance experience preferred)

4+ years’ experience in Leadership roles in NBFC, captive finance, or wholesale banking,

Prior experience in the risk framework in a NBFC is a solid advantage.

📌 Risk Associate (Gurugram)
🏢 Hyundai Capital India
📍 Gurugram