The objective is to support the organization in making informed decisions by providing reliable and timely financial information. The purpose of this role is to ensure accurate regulatory reporting and credit risk analysis, including IRAC automation, Basel III CRAR, and RAQ submissions. The role also ensures compliance with RBI guidelines, enhances data quality, and drives automation of reporting processes.
KEY DUTIES & RESPONSIBILITIES OF THE ROLE
Regulatory Reporting- Credit -
- Collect and validate advances data from internal LMS systems; prepare reports and perform reconciliations.
- Automate and monitor IRAC classification; conduct asset class analysis and track NPA and provision movements.
- Compute Basel CRAR accurately and ensure timely submission by aggregating credit risk exposures in compliance with regulatory capital norms.
- Prepare and submit RAQ reports on time, ensuring accuracy and adherence to regulatory guidelines.
- Enhance data quality and governance frameworks; identify opportunities to automate manual reporting processes. Automation
- Participate in User Acceptance Testing (UAT) for report automation.
- Develop and implement solutions for automating reporting processes. Regulatory Compliance • Assess regulations and ensure alignment with internal documents.
- Prepare and submit regulatory reports in compliance with relevant guidelines.
Competency & Skills Required -
- Experienced in regulatory reporting, including Basel-CRAR and RAQ submissions.
- Well-versed in RBI guidelines and regulatory compliance requirements.
- Detail-oriented with solid analytical and problem-solving skills.
- Knowledgeable in industry standards and best practices for regulatory reporting and governance.