Business Function
Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.
Job Purpose
To support Relationship Management teams in the following activities,
Preparation and submission of Credit Memo to CCG
Completion of documentation formalities in coordination with the client & CCU
Assisting RM in completing Legal & Valuation reports
Follow up of overdue for regularization
Client servicing in coordination with internal units.
Highlighting any early warning signs of the portfolio to the RMs




Manage the existing portfolio of all clients for the designated relationship teams as well as explore opportunities for cross sell of other transaction banking products and help the team in detecting early warning signals in their portfolios.
Key Accountabilities
To prepare credit proposals in a consistent, concise and lucid manner.
To maintain close working relationship with Business Unit to ensure that IBG deliverables are met.
Need-based meeting with customers to understand business and attendant risks.
Cross sell of other products such as trade, cash and foreign exchange.
To monitor portfolio for irregularities/ excesses/ breaches/ delays.
Ensure all regulatory reporting & compliances are enforced. Work with the legal team to ensure recoveries & minimize bad debts & NPA’s. Also ensure assistance to external & internal audits.
Ensure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints.
Control and quality of the portfolio, using

📌 Associate, Credit Analyst, Small Medium Enterprises (Nashik)
🏢 DBS Bank
📍 Nashik