* Analytical interventions required to increase market share of the ETB
customer segments by also managing the risk and building marketing analytics
strategy proposals
* Actively work with Risk & Policy counterparts to design segments to
Pre-approve using proprietary risk scorecards, customer transaction data and
external data sources
* Implement risk management strategies while also driving business growth-
manage portfolio performance and risk regularly
* Drive business key KPIs on Upsell and Cross-sell; by optimising segment level
offering using right pricing models
* Design Decision Tree or Regression Models to identify better/worse performing
segments
* Create reports and dashboards on portfolio performance for consumption of
senior leadership team
* Stakeholder management and networking across analytics team counterparts
required to build and implement strategies
* Should be able to collaborate with Data engineering teams/Product management
to implement and launch new technology and AI based solutions for driving
business growth and also data management
Skills Required:
* Prior experience of working in credit risk, portfolio analytics and cross-
sell analytics profile desired.
* Should have hand-on experience on contemporary analytics tech stacks: SAS, Python,
R and Agentic AI flow creation
* MBA/M.Tech or BE in Computer Science, Masters from Tier I colleges like
IIT/NIT/IIMs/JBIMS/MDI/NMIMS/IIFT etc.
📌 Business Intelligence II-SUPPORT SERVICES-Data (Mumbai)
🏢 Kotak
📍 Mumbai
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