Role Details : Product Portfolio – Co-lending & BC Arrangement Roles & Responsibilities Product & Process Management (BC & Co-Lending)

Research and product innovation

New Product development for BC, Co-lending models & Government schemes.

Product Research, competition analysis & Industry Benchmarking

Analyzing the impact of regulatory guidelines and changes to the product and process

Product performance Monitoring

Product and Process review, development, improvisation & standardization

Understanding field level requirements and providing requisite Process framework with the help of internal teams.

Coordination with SDG for development & implementation of the field requirements

Based on the audit observations modify the existing product to introduce appropriate controls.

To prepare and submit Product notes for ECC approvals in a timely manner.

Internal and External Co-Ordinations for onboarding recent partners and supporting existing partners for product/process changes

Codification of Documents





Prepare Product Program notes / Business Process guidelines for circulation to internal teams and Partners.

Prepare operations manual for various processes.

Prepare and update PPAC notes and obtain concurrence from all the stakeholders

Change Management – Review and update the Operations manual on timely basis with all the changes emanating from business requirements, audits, regulatory and Bank’s policies

Legal/Compliance

Review and Standardizing Agreements

Client level documentation

Tracking of KYC policies and directives to comply with regulatory requirements.

Education Essential requirement: Graduate or Post Graduate

Preferred: MBA Work Experience

Shall have handled product pertaining Secured and Unsecured loans. Have hands on experience of product management in MFI loans and unsecure Business loans

📌 Product Manager (Hyderabad)
🏢 IndusInd Bank
📍 Hyderabad