Area Credit Manager will be responsible for overseeing the credit assessment and underwriting process for loan applications related to property.
Responsibilities:
Evaluate and analyze credit data and financial statements to determine the creditworthiness of loan applicants
Develop and implement credit policies and procedures in line with regulatory requirements
Manage a team of credit analysts and underwriters to ensure efficient processing of loan applications
Collaborate with sales and marketing teams to drive business growth and achieve loan targets
Conduct regular portfolio reviews and risk assessments to maintain a healthy loan portfolio
Stay updated with industry trends and market conditions to make informed credit decisions
Skills:
Bachelor's degree in finance, accounting, or related field
Proven experience in credit assessment and underwriting for loan against property
Robust knowledge of property valuation and legal aspects related to property loans
Excellent analytical and decision-making skills
Ability to lead and manage a team effectively
Good understanding of regulatory guidelines and compliance requirements in the banking industry
📌 Credit Manager (Coimbatore)
🏢 IDFC FIRST Bank
📍 Coimbatore
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