Organisation Context

Aditya Birla Capital Limited (NBFC) is among the Top 5 diversified non-banking financial services company in India based on AUM. ABC - NBFC offers customized solutions in areas of personal finance, SME finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication. For the FY ended 31st March 2025, ABC – NBFC has a book size of Rs. 1,26,351 Crores and net PAT of Rs 2501 Crores with 6939 employees and 449 branches. During the last 3 years, the AUM & PAT of ABC – NBFC has grown at a CAGR of more than 31%, outpacing the growth rates of Top 7 Diversified NBFCs. As a result, ABC – NBFC has moved 3 ranks to become 5th largest diversified NBFC in the last 3 years.

Job Context

The role is responsible for designing and developing enhancements across Loan Origination (LOS), Loan Management (LMS), Business Rule Engines (BRE), Interfaces, and API gateways to support digital lending products (secured & unsecured).

The developer must ensure reliable,



scalable application behavior while integrating with multiple internal/external systems such as CKYC, bureaus, banking APIs, esign/estamp providers, payment gateways, accounting systems, collections platforms, and risk engines.

Responsibilities

Analyze functional requirements and translate them into system design, technical specifications, and development tasks.
Develop and enhance modules in LOS/LMS, including workflows, validations, disbursement logic, schedules, charges, repayment, and servicing features.
Implement BRE configurations including eligibility rules, scorecards, risk rules, pricing rules, FOIR/DTI logic, etc.
Build and enhance REST APIs, SOAP services, adapters, interface layers, and thirdparty integrations.
Write and optimize SQL queries, views, procedures, DB jobs, and ensure performance tuning.
Conduct unit tests, SIT/UAT fixes, regression validations and support production deployment activities.
Ensure compliance to secure coding standards, audit requi

📌 Team Member (India)
🏢 Aditya Birla Capital
📍 India