Role: Deputy Manager - Credit
Location: Bengaluru, Karnataka - On-site
Qualification: CA / M.Com
Experience: 3+ years
Travel: 25-30% pan-India
Reports to: Head of Credit
ABOUT THE ROLE
Vegrow is India's fastest-growing B2B fresh fruit supply chain - and credit is the engine that drives it. As Deputy Manager - Credit, you will be the execution backbone of Vegrow's credit function - owning day-to- day underwriting, limit monitoring, and portfolio health across Indian Domestic, Imports, and Exports channels.
This is a high-ownership role for an early-career finance professional who wants to build genuine credit judgment - not just process applications - in a rapid-moving, data-driven environment.
Track credit limit utilization across the active portfolio; process real- time limit adjustment requests tied to harvest and seasonal cycles; flag exceptions and escalate to Head of Credit.
- Portfolio Health Monitoring: Monitor DPI (Days Past oldest unpaid Invoice) and DPD daily; identify early-warning signals; maintain a live watch list for at-risk accounts and ensure timely escalation.
- Collections Coordination: Prepare and hand over DPI 120+ accounts to the collections team with complete documentation; track resolution and update portfolio records.
- BPR Support: Compile and validate portfolio data for weekly Business Performance Review sessions; ensure numbers are accurate and variance is explained before the review.
- Policy Governance Execution: Apply credit SOPs consistently across all channels; flag policy gaps or edge cases to the Head of Credit; maintain audit-ready credit files for every active customer.
- Field Visits: Travel (25-30%) to assess customer operations, validate financial informatio
📌 Deputy Manager (Bengaluru)
🏢 Vegrow
📍 Bengaluru
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