About this role:
Wells Fargo is seeking a Commercial Banking Portfolio Manager
In this role, you will:
Research complex credit investigations and diverse credit information for loans
Identify chance for process improvements within scope of responsibilities or functional area
Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers
Required Qualifications:
2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Job Expectations:
Responsibility includes, but not limited to:
Evaluate financial performance of companies / borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the time period.
This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity.
Perform market research using various third party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance.
Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank’s credit guidelines.
Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees.
Understand the feedback receive