Job Requirements
Role – Senior Product Manager- Credit Cards
Function/Department – Retail Banking
Location - Mumbai

Job Purpose:
Developing & managing the Product CVPs for the relevant segment, Ensuring smooth functioning of the business segment, Leading & managing the sales numbers for the product and managing relationships with stakeholders, partners to drive processes, capabilities & service metrics for the segment

Primary Responsibilities:

· The position will be responsible for managing the relevant product variants within Credit cards ecosystem, Own the product end to end - Risk, policy, Acquisition with S&D;, processes, partnerships, financials and capabilities and product execution end to end.
· Managing sales funnel thru interventions at Credit policy, Underwriting processes, frictionless sales onboarding processes & portfolio metrics
· Ownership of product privileges, campaign metrics, smooth functioning of customer lifecycle including customer service
· Ownership of product planning, analysis and P&L; for the respective variants




· Drive multiple capabilities and processes for co-brand cards, partnership management & drive them to closure along with relevant stakeholders

· Identify the target segment needs, develop & manage the product offering thru constant competition benchmarking, CVP interventions, build relevant features & offers to drive customer value proposition & profitability

· Designing go-to market strategies, enabling the appropriate communication calendars to drive product persona across customer base

· Management of Credit Policy & Underwriting Processes for right customer selection, optimising the existing bank clients for Pre-approved / Pre-qualified eligible base

· Facilitate seamless client onboarding with minimal friction. Establishing and maintaining the internal ecosystem to support scale up of all facets of the business and execution of the segment roadmap

· Work closely with Analytics team for creating the right personas basis

📌 Senior Product Manager-Credit Cards (Mumbai)
🏢 IDFC FIRST Bank
📍 Mumbai