Job Summary

Job Purpose:

This role is within Business Banking for Credit analyst is for Analyse financials, banking and other credit related activities

Assessment of documentation provided for sanctioning of facilities
Monitoring of post sanction condition compliance in time bound manner.
Coordinating with various stakeholders for sanctioning of facilities including internal and external stakeholders.
Day-to-day monitoring of MIS and control of the relationships i.e. accesses, deferrals, past dues
100% commitment to code of conduct
Timely completion of assigned mandatory e-learning’s
Portfolio management support for coordinating with CRC/SME ops
Astar compliance as per guidlines
100% commitment to code of conduct
Timely completion of mandatory e-learning’s

Key Responsibilities

Strategy

Responsible for the portfolio quality and risk including zero tolerance/ KYC.
Meeting client time to time and check customer performance, discuss debtors stretch and probability of enhancement and other required products.
Ensure to have OPAC (Operating Account) criteria satisfied,



for example, Quarterly Churning in accounts, Tracking HV transactions and informing client time to time if churning not routing through us. In case of multiple banking proportionate churning to be checked.
Client servicing through the Bank’s “Out serve” mode with the aim of Customer delight

Business

Support Relationship Managers in handling a group of relationships to meet revenue and profit targets for these relationship
Handle deals, together with the RM, from concept to completion with particular emphasis on transaction structuring and documentation
Support RM for NTB clients to onboard where there is a scope of Trade and Bundles FX
To maintain close rapport with clients and provide quality service
Prepare high Quality Business Credit Applications with minimum subsequent rework and time.

Processes

Support RM Daily Annotation of the transaction as per the DOI,
Respond on Transaction Monitoring, S

📌 Credit Analyst (Mumbai)
🏢 Standard Chartered India
📍 Mumbai