PayU Finance stands as the premier credit and lending division of the PayU
brand, a wholly-owned subsidiary of the globally renowned Prosus group (formerly
Naspers group) headquartered in Amsterdam, Netherlands. With an impressive track
record of disbursing over $280 million in consumer credit and approximately 20
billion loans by volume, we have established ourselves as a market leader in
financial technology innovation. PayU Finance provides consumers and merchants
with easy access to affordable short-term/medium-term loans.
About Role:
This pivotal position sits at the intersection of innovation and expansion
within our embedded merchant lending division at PayU Finance. As a key
contributor, you will be instrumental in our "0 to 1" scaling journey, where
your expertise will drive the transformation of how we leverage both alternative
and traditional data sources to extend credit to underserved/new market
segments.
Your impact will be realized through the strategic application of
advanced analytics, cutting-edge data science methodologies, and deep domain
knowledge.
Role Details:
* Develop in-depth understanding Business Program nuances and credit policy
rules
* Identify cohorts to enhance the top-line and increase funnel conversion
* Valuable understanding of credit risk policies to optimize eligibility and
up-take rates
* Continuous analysis on portfolio management and TTD mix
* Establish and refine acquisition and customer management strategies
specifically tailored for our merchant lending business
* Collaborate across Business, Data Science, Product, and Technology teams to
create customer-centric solutions that enable prudent scaling
* Work with Senior management and C-suite executives to drive customer
acquisition strategies and optimize the portfolio mix
* Champion a culture of proactive portfolio and funnel management
Candidate Profile
Ed
📌 Business Analyst (Gurugram)
🏢 PayU Payments
📍 Gurugram
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