PayU Finance – Credit Analyst
PayU, the fintech-arm of Naspers, is a leading financial services provider in
global growth markets. We use our expertise and heritage in cross border and
local payments to extend the services we offer to merchants and consumers. Our
innovative technology, developed in-house as well as through investments and
strategic partnerships, empowers billions of people and millions of merchants to
buy and sell online, extending the reach of financial services.
PayU specialises in credit products and services for emerging markets across the
globe. We are dedicated to removing risks to merchants, allowing consumers to
use credit in ways that suit them and enabling a greater number of global
citizens to access credit services. PayU focuses on delivering creative
fintech solutions. We connect consumers and businesses, improving access to
credit in markets such as India and Africa.
With credit being the key business priority, Lazypay and Paysense, the alternate
lending platforms, have been developed to offer credit solutions such as small
ticket credit (Buy Now,



Pay Later), app based personal loans and point of sale
credit (Merchant EMI).
Our Impact
The Credit Risk team develops, implements and maintains the acquisition as well
as customer management strategies for the consumer lending business at PayU. We
leverage traditional, alternative and behavioral data to create a credit policy
that helps ensure risk-adjusted returns. We work extensively with the marketing,
decision sciences, product and technology teams to help create a product and
experience that puts the customer at the center.
We look for individuals with strong problem solving and analytical skills,
innovative thinking and intellectual curiosity who want to make an immediate
impact on the credit strategy and help the business manage risk effectively.
Your Impact
As a credit analyst, you will be part of our credit risk team. You will build
credit policy basis data insights and high focus

📌 Business Analyst (Gurugram)
🏢 PayU Payments
📍 Gurugram