Mizuho Global Services Pvt Ltd (MGS) is a subsidiary company of Mizuho Bank, Ltd, which is one of the largest banks or so called Mega Banks of Japan. MGS was established in the year 2020 as part of Mizuhos long-term strategy of creating a captive global processing center for remotely handling banking and IT related operations of Mizuho Banks domestic and overseas offices and Mizuhos group companies across the globe.

At Mizuho we are committed to a culture that is driven by ethical values and supports diversity in all its forms for its talent pool. Direction of MGSs development is paved by its three key pillars, which are Mutual Respect, Discipline and Transparency, which are set as the baseline of every process and operation carried out at MGS.

What’s in it for you?

- Immense exposure and learning
- Excellent career growth
- Company of highly passionate leaders and mentors
- Ability to build things from scratch

Know more about MGS: - https://www.mizuhogroup.com/asia-pacific/mizuho-global-services

Analyst -Global Credit Administration (GCA)

Mizuho Global Services (MGS)

Key responsibilities

- The MGS -GCA, team supports Credit Underwriting and Credit Administration (CU&A;) function for multiple branches of the Mizuho Group, across the globe.
- The Analyst will be assigned specific regions and have KRAs around quality, turn- around- time etc.
- The scope of the Analyst’s work would include but not be limited to:
- spreading of financials,
- arriving at an internal credit rating for Mizuho’s customers,

- preparing the financial analysis commentary,




- industry research and write -up,
- preparation of various credit related forms and applications,
- post approval activities such as covenant monitoring and control.

- complete and comprehensive credit related write -ups
- The team member will support preparation of various MIS/audit files etc. as required
- Ensure all compliance related trainings are met before due date.

- Provide ideas process re-engineering/process improvements, for redundant and unnecessary steps.
- Process transactions as per the Operating Procedures defined.
- Ensure the transactions are handled and completed as per the agreed SLA.

- Provide support to senior team members in amending/making of Internal Operating Procedures (IOPs)
- Support preparation of detailed training manuals, reckoners and SOPs
- Provide support as per guidance received, to help the Section Head/ in migration of current projects across regions, pertaining to Credit Underwriting and Administration.

- Support new team members and junior colleagues in knowledge transfer and continuous learning.

Specific responsibilities for Analyst in Credit Admin process(across branches to be handled):

- Client set up and onboarding

- Credit limit set up in various systems




- Preparation of covenant control sheets
- Testing, tracking /monitoring of covenants
- Updation of covenants in the relevant systems

- Continuous tracking of various reports pertaining to maturity dates of facilities, credit rating, collateral and such other information
- Circulation and timely updation of various reports, up dation of various loan systems towards timely MIS pertaining to borrowers to all relevant stakeholders
- Set up and track non-financial conditions of credit approval.

Experience and Qualification

- 3-5 years of experience in credit underwriting and administration activities preferably of large corporates in a Global financial institution/credit rating agency

- Exposure working with global stakeholders will be preferred
- Strong communication skills (both written & verbal), particularly with clients
- Strong Subject Matter Expertise -including

- expert financial analysis,
- report writing skills,
- knowledge of wholesale banking products such as working capital, term loans, project finance
- Strong analytical interpretation and ability to articulate and justify to a larger client audience

- Strong Customer orientation to ensure customer experience is excellent
- Collaboration and teamwork
- Strong professionals with MBA(Finance/Banking)/CA/CMA/similar courses with 3-5 years of end-to-end credit underwriting across large corporates, in diverse industrial sectors.

Exposure to the global markets such as APAC/EMEA/US will be preferred.

📌 Credit Administration Analyst (Chennai)
🏢 Mizuho Global Services
📍 Chennai