Candidates must have hands-on experience in Banking, NBFC, Fintech Lending, or Digital Lending organisations. Profiles from non-lending industries will not be considered

Required Skills:

- Domain Knowledge: Strong understanding of the complete loan lifecycle, including: Loan Origination, Credit Assessment, Underwriting, Loan Sanction, Documentation, Disbursement, Repayment, Collections, Loan Closure
- Experience in Retail Lending, Corporate Lending, or related domain.
- Good understanding of digital loan sourcing and customer onboarding journeys.
- Experience managing enterprise business applications, release management, and production deployments.
- Understanding of application architecture and SDLC methodologies.
- Good understanding of APIs and system integrations.
- Knowledge of application monitoring and performance management tools.
- Understanding of database concepts (Oracle preferred).
- Familiarity with cloud environments and enterprise application deployments.
- Knowledge of ITIL service management practices is an advantage.

Role & responsibilities

Key Responsibilities will include

1. Application Ownership & Delivery

- Own the complete lifecycle of assigned business applications, from requirement analysis to implementation and production support.
- Ensure successful delivery of application solutions that meet business requirements, agreed scope, quality standards, and timelines.
- Define application roadmaps and enhancement plans aligned with business priorities.

2. Business Analysis & Solution Design

- Collaborate with business stakeholders to gather, analyse,



and document functional and technical requirements.
- Evaluate business requirements and recommend appropriate technology solutions.
- Prepare functional specifications and work closely with development teams during implementation.

3. Application Development & Release Management

- Oversee application development, enhancements, bug fixes, and maintenance activities.
- Manage application deployments across Development, UAT, Pre-Production, and Production environments.
- Coordinate UAT, System Integration Testing (SIT), regression testing, and production validation.
- Ensure successful production releases with minimal business disruption.

4. Production Support & Application Maintenance

- Monitor application performance, availability, and reliability.
- Ensure timely resolution of production issues while maintaining agreed SLAs.
- Drive root cause analysis and implement preventive measures to improve application stability.
- Manage application upgrades, patches, and technology refresh initiatives.

5. Stakeholder Management

- Act as the primary liaison between Business, Product, Development, QA, Infrastructure, Information Security, and external vendors.
- Facilitate communication between technical and non-technical stakeholders.




- Provide regular project updates, risk assessments, and status reports.

6. Governance, Security & Compliance

- Ensure applications comply with organisational architecture standards, security policies, RBI guidelines, and regulatory requirements.
- Support internal and external audits by maintaining documentation and ensuring compliance readiness.
- Manage application access controls, security vulnerabilities, and operational risks.

7. Quality Assurance

- Promote high-quality software delivery through adherence to SDLC best practices.
- Ensure appropriate testing, documentation, and release governance.
- Monitor project milestones and ensure timely delivery.

8. Continuous Improvement

- Identify opportunities to improve application performance, user experience, automation, and operational efficiency.
- Recommend technology upgrades and process improvements to enhance business productivity.
- Stay updated with emerging technologies and trends in digital lending.

Preferred candidate profile

- Experience working in Agile/Scrum environments.
- Ability to manage multiple projects, releases, and sprint cycles simultaneously.
- Strong planning, prioritisation, and execution skills.
- Experience coordinating with cross-functional technology and business teams.
- Strong analytical and problem-solving skills.
- Excellent stakeholder management and communication abilities.
- High attention to detail and quality.
- Robust ownership and accountability.
- Ability to work effectively under pressure and meet deadlines.

📌 Application Owner (Mumbai)
🏢 Jagsonpal Services
📍 Mumbai