- Acquire qualified EXIM Current Account customers in accordance with bank guidelines.
- Ensure accounts are activated with required product/convenience attachments by the 25th of the following month (M+1).
- Drive timely documentation and system updation for all product attachments
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2. Product & Program Requirement Fulfilment
- Ensure customers meet eligibility norms for:
- Monthly Average Balance (AMB/MAB) as per product guidelines.
- Facility or remittance criteria for AU Royale Trade accounts.
- Quarterly Throughput (QTP) of USD 25,000 or Average Quarterly Balance (AQB) of INR 100,000 (where applicable).
- Track and monitor CA AMB & TD, Tax Incomes, Trade Activation, and Assets.
3. Performance Tracking & Reporting
- Evaluate customer accounts against qualification criteria for monthly PLP payouts.
- Identify eligible and ineligible accounts based on:
- MAB achievement
- Product/Convenience activation timelines
- Remittance or throughput performance
- Maintain detailed records of qualified vs. unqualified accounts for audit and payout processing.
4. Compliance & Process Adherence
- Ensure adherence to bank-defined onboarding norms and internal compliance standards.
- Monitor activation timelines,
ensuring all mandatory products are live before the 25th of M+1.
- Avoid delays in documentation or system updation that may impact PLP eligibility.
Performance Metrics To Qualify Accounts for PLP Payouts:
- Product/Convenience attachment must be done on or before the 25th of month.
- Only attachments completed by 25th of M+1 count towards PLP consideration.
- All product-level criteria must be satisfied within defined timelines.
PLP Payout Conditions
- Monthly PLP payout per Month will be capped at 20% of Monthly CTC, with a maximum ceiling of 70,000.
- Payout schedule
- CA Sourcing, CA AMB & TD, Tax Incomes, Trade Activation, Asset cases paid post M+1 basis.
- MAB for April CA accounts — assessed post 25th May.
- QTP payout for Exim accounts — validated post M+2 month.
Required Skills & Competencies
- Strong understanding of banking products (CA, Trade, TD, FX, Assets).
- Excellent knowledge of MAB/AQB/QTP metrics and customer qualification logic.
- Solid data interpretation and account evaluation skills.
- Ability to work under strict timelines and drive end-to-end activation.
- Effective communication and customer relationship management.