Job Requirements Job Role Sales Manager - Gold loan Job Function Retail Banking Job Purpose The Manager - Gold Loan is responsible for driving gold loan business growth through multiple channels This includes acquiring new customers engaging existing ones and managing a team of Direct Selling Agents DSAs to expand the gold loan portfolio across branches The role also involves ensuring compliance maintaining portfolio quality and supporting branch teams in audits and customer communication Key Roles and Responsibilities Achieve monthly sales targets by acquiring New-to-Bank NTB and Existing-to-Bank ETB customers Promote gold loan products to existing liability customers Drive consistent month-on-month growth in End-of-Period EOP assets for the gold loan business at each branch Ensure fee income of at least 1 of total disbursals Conduct regular follow-ups with customers to ensure timely renewals and minimize pending cases Coordinate with valuers periodically and ensure customers are aligned to pay valuation charges as per product norms Maintain healthy collections with zero First EMI Misses FEMI and First Payment Defaults FPD while minimizing fresh flow into delinquency buckets Ensure accurate Priority Sector Lending PSL tagging and compliance with PSL norms Support branch liability teams during audits and ensure clear communication with customers prior to packet opening Conduct local marketing activities to generate NTB gold loan leads Demonstrate proficiency in MS Word Excel and PowerPoint for reporting and presentations Exhibit personal drive and a solid work ethic to deliver results under tight deadlines and demanding conditions Willingness to work extensively in the field and travel across the region on short notice Perform ad-hoc tasks as required by the department Education Any Graduate Experience 5-10 years of experience in retail banking preferably with exposure to lending products such as gold loans within BFSI industry

📌 Sales Manager-gold Loan (Maharashtra)
🏢 IDFC FIRST Bank
📍 Maharashtra