11 Aug
|
HCLTech
|
Chennai
Job Description Location Details – Sholinganallur Tower – 17th July – Sholinganallur Tower 4
n Job Description
n Timing – 11 AM – 3PM
n Job description,
n Review loan files for completeness and accuracy
n • Confirm application information against all documents within the file
n • Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents.
n • Knowledge to validate that a prospective mortgagors loan application adheres to the Investors , Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan
n • Should have experience in Income Calculations
n • Should possess analytical skills in reviewing the LTV/CLTV
n • Review the eligibility of Property, Borrowers
n • Evaluate debt ratio, loan-to-value ratios, credit score, property valuation
n • Identify risk factors, including fraud red flags to determine or verify misrepresentation
n • Condition files for missing/ supporting documentation as needed
n • Test system updates as well as system changes as they occur
n • Complete required trainings and assessments
n • Ensure the appropriate and confidential handling / sharing of sensitive client data.
n • Ensure all policies, procedures and guidelines are followed.
📌 Mega walkin drive US Mortgage (Chennai)
🏢 HCLTech
📍 Chennai