Job Purpose
BFL is building a POS acquiring for Merchants. The Objective of the individual/team is to deliver a cutting-edge experience in offline acquiring business. The team would closely coordinate and work with multiple project stake holders- Banks, Business COEs, Service, Operations and Finance functions.
Duties and Responsibilities
Responsibilities
• Switch expert and good experience working in BFSI industry

• Add, modify and configure devices on the switch. Knowledge of switch operations, monitoring procedures to apply strong control and eliminate errors.

• Good knowledge about administration of monitoring system on the switch, generating different requirements, files and reports from the switch.

• Experience in both issuing and acquiring process. Excellent understanding of Debit cards, prepaid cards, credit cards and payment technologies.

• Knowledge of POS switching, ISO 8583 messaging standard, EMV issuing and acquiring standard. Experience on VISA/Mastercard simulators.

• Security monitoring which also includes pushing of OS patches, switch patches and terminal related support.

• Work closely with infrastructure teams on stability improvement programs and general improvements to the environments.

• Manage and co-ordinate recurring issues and ensure long term resolution

• Participate in requirement and solution review process

• Complete understanding of Offline transaction flow and the entities involved in a transaction.

• Taking end to end ownership of partner onboarding, merchant tie-ups.

• Providing technical and functional expertise for integration and communication of POS terminals with Banks, interchanges and switches.

• Various methodologies for Fraud detection and fraud prevention strategies.

• Knowledge in supporting client migration plans, developing new solution offerings and working with internal and external stakeholders to provide optimal integration experience while addressing any technical concerns.

• API integration and testing on POS terminal.

• Identify and work with third party resources as necessary to support client integration needs.

• Robust understanding of payment processing infrastructure systems, technology,



security standards and fraud prevention strategies.

• Review the technical solution, experience design and make sure the integration follows all the necessary guidelines.

• To provide technical leadership, oversight and planning for new features and functionality for the Retail environment/offline merchants

• Requires good software design and understanding, taking a lead role in working with business users, project managers and others working within BFL organization

• Hands on with technical tasks and project leading activities

• Proactively provide regular, clear and consistent communication on the status of projects, issues and deliverables to merchants/vendors/etc.

• Under limited supervision, performs technical and administrative work in supporting and maintaining the POS payment systems to clients/merchants

• Complete understanding of APIs including new product features and onboarding process
• Maintain communication with merchants and keep track of each step of the integration process|• Knowledge in supporting client migration plans, developing new solution offerings and working with internal and external stakeholders to provide optimal integration experience while addressing any technical concerns.

• API integration and testing on POS terminal.

• Identify and work with third party resources as necessary to support client integration needs.

• Strong understanding of payment processing infrastructure systems, technology, security standards and fraud prevention strategies.

• Review the technical solution, experience design and make sure the integration follows all the necessary guidelines.

• To provide technical leadership, oversight and planning for new features and functionality for the Retail environment/offline merchants

• Requires good software design and understanding,



taking a lead role in working with business users, project managers and others working within BFL organization

• Hands on with technical tasks and project leading activities

• Proactively provide regular, clear and consistent communication on the status of projects, issues and deliverables to merchants/vendors/etc.

• Under limited supervision, performs technical and administrative work in supporting and maintaining the POS payment systems to clients/merchants

• Complete understanding of APIs including new product features and onboarding process
• Maintain communication with merchants and keep track of each step of the integration process

• Work closely with product team at BFL to make sure merchants have the best integration experience

• Technical skillsets should include: Good experience of working in JAVA

• Good understanding of REST APIs and the web in general.

• Strong knowledge of data structures, algorithms, enterprise systems, asynchronous architectures, and object-oriented programming

• Demonstrated experience with best SDLC practices: coding standards, reviews, code management, build processes, and testing

• Ability to diagnose and identify issues with API’s, Code, Services, and Network
connectivity.

• Excellent communication skills along with strong presentation and data analytics skills.
Required Qualifications and Experience
• Bachelor of Technology/Master in Computer Applications
• Overall 6-8 years experience in Offline Merchant Acquiring Business and switching technologies.
• Experience in Integration of POS machines, troubleshooting
• Technology orientation and attitude to challenge status-quo.
• High degree of passion and self-belief.
• Collaborative work style to engage with peers & colleagues in other functions across the company.
• Exceptionally high motivational levels and a self-starter.
• Experience in cyber security threats and vulnerability fixes are huge plus
• Should possess the below skill sets:

- Stakeholder Management
- Excellent Communication & Interpersonal Skills
- Analytical & Problem Solving skills
8+ years

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