We are seeking a detail-oriented and analytical professional to join our team as a Credit Analyst / Loan Documentation & Financial Analyst. The candidate will be responsible for verifying loan-related documents, conducting financial analysis of clients, assessing creditworthiness, and ensuring all documentation complies with company policies before loan sanction.

Key Responsibilities
Verify and scrutinize all loan application documents for completeness and authenticity.
Analyze clients' financial statements, including:
Balance Sheet
Profit & Loss Account
Bank Statements
Income Tax Returns (ITR)
GST Returns
Cash Flow Statements
Evaluate clients' financial health, repayment capacity, and creditworthiness.
Perform ratio analysis and prepare financial assessment reports.
Identify discrepancies, risks, and red flags in financial documents.
Coordinate with the sales team and clients to obtain missing or additional documentation.
Ensure compliance with internal credit policies and regulatory guidelines.
Prepare loan recommendation reports for management approval.
Maintain accurate records of client files and loan documentation.
Support the loan sanction and disbursement process by ensuring timely completion of documentation.





Required Skills
Solid knowledge of financial statements and accounting principles.
Ability to read and interpret Balance Sheets, P&L; Accounts, and other financial reports.
Understanding of business loans, working capital loans, LAP, and unsecured loans.
Knowledge of financial ratio analysis and credit appraisal.
Valuable analytical and decision-making skills.
Proficiency in Microsoft Excel and MS Office.
Strong attention to detail and documentation accuracy.

Qualifications
Bachelor's degree in Commerce (B.Com), Finance, Accounting, or a related field.
MBA (Finance), M.Com, CA Inter, or equivalent qualification will be an added advantage.

Preferred Experience
Min 5 years of experience in loan processing, credit underwriting, financial analysis, banking, NBFCs, or CA firms.
Experience in evaluating financial documents for business loan approvals.
Familiarity with loan sanctioning processes and documentation requirements.

Pay: ₹20,000.00 - ₹50,000.00 per month

Advantages:
Health insurance
Paid sick time
Paid time off

Work Location: In person

📌 Credit Analyst Rewari (India)
🏢 Multi Credit Private
📍 India