Bangalore, Karnataka
Job Summary
The Senior Business Analyst at HCL will be responsible for data analysis, business analysis, and Agile methodology to support various projects and initiatives. The role involves interpreting and analyzing complex data sets, identifying trends, and providing valuable insights to drive business decisions. Additionally, the Senior Business Analyst will collaborate with cross functional teams to gather requirements, prioritize tasks, and ensure successful project delivery.
Key Responsibilities

Lead requirements definition for complex merchant acquisition, onboarding, processing, and servicing initiatives
Act as a bridge between product, business, compliance, and technology teams
Drive deep analysis of onboarding workflows, underwriting rules, risk controls, and servicing processes
Translate regulatory and scheme requirements into detailed functional and non-functional specifications
Define data requirements, canonical models, and integration specifications across internal and external systems
Support solution design by collaborating with architects and engineering teams
Review and validate delivered solutions against business, compliance, and operational expectations




Mentor junior Business Analysts and review requirements artefacts for quality and consistency

Skill Requirements
10–12+ years of experience in payments or banking, with solid merchant acquiring exposure
Deep functional knowledge of merchant onboarding (KYB, AML, risk scoring), processing and servicing processes
Experience with card frameworks (PCI DSS) and scheme compliance
Solid skills in requirements elicitation, process modelling, data analysis, and documentation
Technical understanding of APIs, message flows, microservices, and event-driven architectures
Experience working with card and acquiring platforms or merchant management systems
Robust communication skills, capable of engaging with senior business and technical stakeholders
Prior exposure to agile and iterative delivery models

Other Requirements
1.Agile Certified Practitioner (ACP) or Certified Business Analysis Professional (CBAP) certification preferred
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📌 Senior Business Analyst Data Analysis, Agile Methodology Bengaluru (India)
🏢 HCLTech
📍 India