Job Description Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager)
n Job location- Bengaluru (WFO mode)
n Job Purpose
n We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.
n Key Responsibilities
n n The candidate will perform credit risk assessment for General Corporate
n Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates
n Managing a portfolio of clients and handling rating assignments
n Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates)
n Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
n Build forecast excel models (Projections and DCF models will be an added advantage)




n Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties
n Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client
n n Key Competencies
n n 3-12 years relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations
n Valuable communication skills
n Ability to multi-task, priority setting and meeting deadlines
n The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention
n Clear and logical thinking to understand client's requirements
n n POC- Alka Sinha ()

📌 Credit reporting/ Annual Reviews (Bengaluru)
🏢 Acuity Analytics
📍 Bengaluru